What you can build

San Mateo ADU Regulations & Zoning

ADU regulations are complex, but when you've done this for 100+ projects, you know the details inside and out. We publish our insights because we want people to get accurate information, not just regurgitated bullet points.
Size and Separation
Maximum size
1,200 sqft
Side/rear setbacks
4 feet
Two story
YES (limited)
Building separation
6 feet
Permitting timeline
Standard Timeline
2-3 months
Permit Costs
$5,000-$15,000
Additional Requirements
Soils Report
NO
Building Survey
NO
Stormwater Mitigation
NO

ADU Site Overview

What You Can Build—and What to Expect

When do San Mateo ADU regulations apply?

Planning an Accessory Dwelling Unit (ADU) starts with knowing what's possible on your property. Here's a quick snapshot of the key build guidelines and permitting details to help you move forward with clarity.

You can build an ADU up to 1,200 square feet, with 4-foot setbacks from the side and rear property lines. San Mateo allows taller ADUs near transit, with heights up to 18-20 feet depending on location and design. Your ADU must maintain adequate separation from other structures.

Permitting typically takes 2 to 3 months. San Mateo is part of the San Mateo County ADU Resource Center, which provides free consultations, troubleshooting support, and cost/rent calculators to help homeowners plan their projects.

Find MY ADU Plan

What Are the Rules for ADUs in 

San Mateo

?

San Mateo allows one ADU and one Junior ADU (JADU) on single-family lots, whether attached, detached, or converted. Multifamily properties can build up to two detached ADUs plus convert non-livable space into additional units. These expanded rules offer major potential for rental income and housing flexibility. San Mateo has aligned its ADU regulations with state law and actively supports homeowners through the county resource center. If you're unsure what's allowed on your property, our team can help clarify. With over 100 ADUs built, we offer insights grounded in real experience.

Number of ADUs Allowed

How many ADUs can you build in 
San Mateo
?

On single-family residential lots in San Mateo, you can build one ADU (attached or detached) and one Junior ADU (JADU). There is no minimum lot size requirement for ADU eligibility.

How many ADUs are allowed on multifamily properties?

Multifamily properties can build up to two detached ADUs and convert non-livable spaces (garages, basements, storage) into ADUs—up to 25% of the existing unit count.

Can you build a JADU in 
San Mateo
?

Yes, San Mateo allows Junior ADUs up to 500 square feet. A JADU must be within the existing single-family residence or attached garage. JADUs require a separate entrance and efficiency kitchen. Owner-occupancy is required.

Are guest quarters allowed in addition to ADUs?

San Mateo does not have a separate guest quarters classification. Any secondary living space with kitchen facilities would be classified as an ADU.

ADU Size Limits

What is the maximum size for a detached ADU in 
San Mateo
?

Detached ADUs can be up to 1,200 square feet in San Mateo. ADUs up to 800 square feet with 4-foot setbacks and 16-foot height qualify for streamlined approval regardless of lot coverage or FAR.

What is the maximum size for an attached ADU in 
San Mateo
?

Attached ADUs are limited to 1,200 square feet or 50% of the primary dwelling's floor area, depending on configuration. State law guarantees attached ADUs of at least 850-1,000 square feet.

Are there lot coverage exemptions for ADUs?

Yes. Under California state law, ADUs up to 800 square feet are exempt from lot coverage, FAR, and open space requirements. This ensures you can build a qualifying ADU even on lots at maximum coverage.

About MolaADU

At MolaADU, we specialize in helping homeowners unlock the full potential of their properties through smart, well-designed Accessory Dwelling Units (ADUs). With over 100 successful projects across the County, we’ve built deep expertise in interpreting local regulations, navigating permitting challenges, and designing ADUs that truly work for families, renters, and communities.

This page offers a clear summary of what’s allowed—how many ADUs you can build, size limits, setbacks, and other key requirements. But we go beyond the basics. Our insights are grounded in real-world experience, not just recycled bullet points.

Whether you're planning a rental unit, a guest house, or a space for multigenerational living, we’re here to help you move forward with clarity and confidence.
Learn More

Height & Setbacks

What is the maximum height for an ADU in 
San Mateo
?

Detached ADUs are typically limited to 16 feet in height. Near transit, heights up to 18-20 feet may be allowed. Attached ADUs can match the primary dwelling's height up to 25 feet. Conversion ADUs have no height limit since they use existing structures.

Can you build a two-story ADU in 
San Mateo
?

Limited two-story configurations may be possible depending on zoning, transit proximity, and design. Most detached ADUs are single-story. Consult with the city planning department for specific guidance.

What are the side and rear setback requirements for an ADU in 
San Mateo
?

Detached ADUs require minimum 4-foot setbacks from side and rear property lines, plus at least 6 feet from existing structures. Conversions of existing legal structures are exempt from setback requirements.

What is the front yard setback requirement?

Detached ADUs must typically maintain 6 feet of separation from the primary residence and other structures for fire safety and maintenance access.

What is the minimum building separation from existing structures?

Permitting & Timeline

How long does it take to get an ADU permit in 
San Mateo
?

San Mateo processes ADU permits within 60 days as required by state law. Overall, expect 2-3 months from application to permit issuance. The San Mateo County ADU Resource Center offers free 20-minute troubleshooting calls for homeowners in the permitting process.

What are the permit costs in 
San Mateo
?

Permit costs vary based on project scope, typically ranging from $5,000 to $15,000. ADUs under 750 square feet qualify for reduced or waived impact fees. Use the county's ADU Calculator to estimate costs and potential rental income.

Is a soils report or building survey required?

San Mateo does not routinely require soils reports or building surveys for standard ADU projects. Properties in special zones or with unusual conditions may require additional documentation.

Are there stormwater mitigation requirements?

Parking Requirements

What are the parking requirements for an ADU in 
San Mateo
?

No parking is required for ADUs within half a mile of public transit, which covers much of San Mateo given Caltrain and SamTrans service. Where parking is required, it cannot exceed one space per ADU. Conversion ADUs and JADUs never require parking.

Do I need to replace parking if I convert my garage?

No. When converting a garage to an ADU, replacement parking is not required under California state law.

Where can required parking spaces be located?

If parking is required, it can be located in setback areas, driveways (tandem), or elsewhere on the property per city standards.

ADU Costs & Rental Income

How much does it cost to build an ADU in 
San Mateo
?

The total cost to build an ADU in San Mateo typically ranges from $250,000 to $450,000 depending on size, design, and site conditions. Permit fees run $5,000-$15,000. The county resource center offers free tools to estimate costs.

How much will an ADU rent for in 
San Mateo
?

San Mateo benefits from Peninsula location and excellent transit access. Based on current market data: Bedrooms Average Rent Studio $2,100 - 2,400 1 Bedroom $2,500 - 2,800 2 Bedroom $3,100 - 3,500 3 Bedroom $3,800 - 4,200 Actual rents vary by neighborhood and proximity to downtown or Caltrain

What factors affect ADU construction costs?

Several factors impact cost: lot conditions, design complexity, utility upgrades, and finishes. Conversion projects typically cost less than new construction. Using pre-approved or standard plans can reduce design costs.

Rent Rates in 
San Mateo
Neighborhood
Downtown
Hillsdale
San Mateo Park
Baywood
Shoreview
Sugarloaf
1BR
$2,700
$2,500
$2,600
$2,400
$2,500
$2,600
2BR
$3,400
$3,200
$3,300
$3,100
$3,200
$3,300
3BR
$4,100
$3,900
$4,000
$3,800
$3,900
$4,000

Contact us

Get in touch with our team to start your ADU project. Whether you have questions about what's possible on your property or you're ready to begin the design process, we're here to help. Fill out the form and tell us about your goals.

We'll review your property, put together a cost estimate, and walk you through what comes next. Consultations are always free with no obligation.
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